How Our Legal Terms Apply to Your Account
When you open an account with exsistoto, you enter into a binding agreement that covers how we process your personal data, how your wallet activity — including deposits and withdrawals via DANA, OVO, and GoPay — is recorded, and what rules govern your use of the
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platform. Our terms are written to reflect Indonesian consumer expectations: straightforward language, clear scope, and no hidden obligations buried in footnotes. We do not share your payment details with third parties outside of what is required to process a transaction through your chosen e-wallet. Your account
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data is retained only for as long as operationally and legally necessary. If you close your account, we follow a defined retention schedule before permanent deletion. Availability of all services described in these terms depends on local law and the eligible region in which you access
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the platform. Where a conflict arises between a promotional communication and these core legal terms, the terms take precedence. We update this policy when our practices change and notify you through your registered account contact before changes take effect.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.